Summary of Terms

Tranche	Principal Amount Offered ($ M)	Weighted Average Life (Years)	Scheduled Final Maturity	Scheduled Sinking Fund Payments Begin	No. of Sinking Fund Payments	Coupon
A-1	124	1.97	2/1/2011	2/1/2008	7	5.0530%
A-2	140	4.98	8/1/2013	2/1/2011	6	5.0440%
A-3	100	7.31	8/1/2015	8/1/2013	5	5.1273%
A-4	288	10.38	8/1/2019	8/1/2015	9	5.2555%